Columbia County Habitat for Humanity to build in Ancram

ANCRAMDALE — With two new houses currently under construction in the Pine Plains school district, Columbia County Habitat for Humanity is now keeping watch for first-time homebuyers interested in owning a house with an affordable mortgage in the hamlet of Ancramdale.

Partnering with families, community volunteers and local businesses and organizations, Habitat for Humanity prides itself on transforming lives, since 1993. Already, a total of 19 houses have been built in the county this year.

For the upcoming homes in Ancramdale, Habitat reached out to the Pine Plains Town Board to discuss the area’s affordable housing plan and the Pine Plains Board of Education to help identify families in need of affordable housing. Along the way, Habitat for Humanity met donors Frank and Katherine Martucci and Dan Slott, who expressed their interest in facilitating the project in Ancramdale. By donating the land to the project, Slott and the Martuccis proved their understanding of the importance of preserving open land as well as their willingness to offer affordable housing to families that live and work in their community.

Located at 16 County Route 8 in Ancramdale, Columbia County Habitat for Humanity Executive Director Brenda Adams described the site as a solicited location. With The Farmer’s Wife and the Ancramdale Presbyterian Church within walking distance, homeowners will be able to access valuable resources, such as food and child care. 

Adams said the organization is planning on constructing two passive attached single houses, meaning the houses will be highly efficient in terms of energy use. Known as Ancram Rural Build, the project will help families whose occupations are essential to sustaining the agricultural economy and character of Ancram’s farming community. There will also be an emphasis on serving the rural population.

Construction kicked off about nine weeks ago and volunteers are expected on site in a matter of weeks. Habitat for Humanity hopes to finish the program by early 2019.

Meanwhile, the Pine Plains school district has advertised the project on its website and Facebook page. 

“Habitat for Humanity does great work,” Pine Plains Superintendent of Schools Martin Handler said. “I think it’s a great project to have in our community to provide opportunities for moderate cost housing. 

“I’m really happy it’s in the Pine Plains school district,” he added, “because that’s an opportunity for a couple of young families to come in, and that’s what we need. I’m totally in support of their project.”

With the housing program focused on first-time home buyers, families are chosen based on the evaluation of three criteria: ability to pay, willingness to partner and need for adequate housing.

The total household income must be enough for the family to be able to make affordable monthly payments, though it can’t be below 30 percent or exceed 60 percent of the median income for Columbia County based on family size. For a family of four, the income can’t exceed $44,800 or go below $22,400.

Since the houses are built largely with volunteer labor, all families selected to purchase a Habitat home must agree to complete the appropriate number of sweat equity or volunteer hours to help build their home or another Habitat home. 

Applicants must demonstrate that they are financially unable to obtain a conventional mortgage loan to purchase a home; their current home is substandard and the problems are assumed to be of such magnitude that simple maintenance of the defects isn’t a reasonable option; their current home has an inadequate number of bedrooms as determined by the household members’ number, ages and sex; or their current neighborhood is unsuitable.

While the deadline was set for Sunday, Sept. 30, Adams said that in the event that Habitat for Humanity doesn’t identify two families, there will be an open application period available. However, the organization hopes to identify two families within 30 to 45 days of Sept. 30, during which time the organization will determine whether the families are ready for home ownership. 

For more information about Ancram Rural Build, contact Columbia County Habitat for Humanity at 518-828-0892.

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