Mistake costs Amenia town employee's health insurance

AMENIA— An error in bookkeeping cost town employees their health insurance for at least two weeks, but town Supervisor Janet Reagon insists it was an error on the insurance company’s behalf.

Reagon said the town switched to a less expensive insurance plan in April with its carrier Oxford Health Insurance with the employees' blessing. Because of the switch, two separate bills came to the town from the company.

“The company had always sent us one bill instead of two, and at the time of confusion our bookkeeper [Rosemary Greer] was out on medical leave,� she said. “And then because we didn’t pay in full each month, they suddenly decided to cancel the policy.�

She said the town did not receive a notice from the company saying that the policy would be terminated — at the end of June — until Saturday, July 14.

“They claimed that they sent it to us before that, but they didn’t,� she said. “I’m not saying there weren’t any mixups at the bookkeeping department, but employees have never been at risk of not having insurance.�

However, town employee Andy Wheeler said he had to pay the full amount of a prescription, more than $100, because it was not covered by insurance.

“They have been taking money out of my pay check for this insurance, and I don’t think they should have done that if I was going to pay for this by myself,� Wheeler said. “If someone is taking money out of your check and if you were not getting insurance, would you be happy about that?�

Highway Department Superintendent Stanley Whitehead said he is glad there have not been any injuries to town employees over the past few weeks.

“What if someone had a heart attack or a broken leg?� Whitehead said. “I don’t even know if the insurance company would have picked up the costs. We all have been paying for the insurance out of our checks and we all had no idea it was canceled.�

Reagon insists that if an accident had happened when the insurance was formally canceled that employees would have been covered by the insurance company.

“We straightened it all out,� she said. “We will be reinstated with no problem, and people with health insurance will be able to go to a doctor. The problem will be resolved and fixed because we don’t want employees to go without health insurance.�

As of Monday, Reagon said she was not sure if the problem with the company had been fixed.

Wheeler said the town informed him that the insurance company would pay him back.

“I hope it doesn’t happen again,� he said. “What if we had been on vacation and something happened? It would have been a real mess.�

Representatives from Oxford Health Insurance could not be reached for comment.

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